Before You Sign - Layoff & Severance Guide

Why You Need This Guide

Know what you’re actually signing — Understand common severance agreement terms in plain English.

Protect your money and benefits — Review severance pay, health insurance, unemployment, 401(k), equity, and final pay considerations.

Have a plan instead of guessing — Use the included checklists, worksheets, and 30-day action plan to organize your next steps.

Inside, you’ll find practical guidance covering the first 48 hours after a layoff, common agreement clauses, potential negotiation points, benefits and insurance, unemployment, retirement accounts, financial runway, and more.

15 pages of practical guidance and worksheets designed to help you slow down, understand your options, and make more informed decisions before signing.

Disclaimer: This guide provides general educational information for U.S. workers. It is not legal, tax, or financial advice and does not create an attorney-client relationship. Rules vary by state and employer, so confirm important deadlines and decisions with your own documents, state agencies, an employment attorney, or a qualified tax professional.